Credit Score

The Five Elements That Go Into Your Credit Score

A credit score is a number that lenders use to determine the risk of lending money to a given borrower. Credit card companies, auto dealerships and mortgage bankers are three common examples of types of lenders that will check your credit score before deciding how much they are willing to lend you and at what interest rate. Insurance companies, landlords and employers ...

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Improve & Protect Your Credit Rating

There is little doubt that a poor credit rating will severely limit your borrowing options. County Court Judgments (CCJs), defaulted payments and bankruptcy orders will leave a black mark against your name which will be impossible for lenders to overlook when trying to secure new credit. In addition, if you miss credit card payments, direct debits for energy bills etc, ...

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