Credit

Tips on How to Build Good Credit as a Student

Building good credit can be difficult for a student going off to college because many times they will have no prior history built up for reference. Good credit can make it easier to rent an apartment or obtain a loan to buy a car in the future. Achieving a high credit rating will take some time but there are some ...

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Approaching an Insurance Broker When You Have a Bad Credit Record

There are certain factors that can raise your insurance premiums or even disqualify you from being granted a policy (or renewing one). However, even in bad cases there are things you can do to improve your situation. Insurance is essentially a matter of statistics. The insurance companies make their money by collecting premiums from policy holders and pay out out ...

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The Right Credit Solutions Reinstate “Peace of Mind”

Use of credit cards has become quite popular these days and with their ever growing popularity, the rise in credit card debts has been striking. Needless to say, the consumer debt epidemic has also paved the way for a diverse array of credit solutions and unique opportunities to reduce debts. M5N259HVPMCB With the U.S. economy engulfed by massive credit card ...

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3 Strategies To Get a Lower APR On Your Credit Card

Back before the recession, I remember the standard interest rate on my American Express card was the only the prime rate. At the time that was (and still is) 3.25% so that’s all I had to pay if I ever carried a balance. Keep in mind this wasn’t a promotional rate, but rather my standard APR. However the recession changed ...

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Christmas Just Got More Expensive!

When it comes to Christmas dinner, we all want to be left loosening our belts and feeling good, but if new statistics are to be believed, that belt may have to be tightened before you can settle down to that turkey. The survey, conducted by the Office for National Statistics (ONS), has shown that compared to this time last year, ...

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