Considering that most people cannot afford to buy property such as a house or apartment in cash alone, the obvious answer is to take out a mortgage and borrow the money to fund their property purchase. However, in 2014, lenders…
If you need to borrow money fast, you have probably ran across multiple financial institutions offering cash advances and payday loans. But what are the difference between them and which one is best for your situation? Aren’t they the same…
A Certificate of Deposit is offered by credit unions, banks, savings and loan institutions. Just like other customer deposit accounts would do, the FDIC will insure the certificate of deposits which they have with their members up to the highest…
Buying your first home is a massive commitment. What is more, it can seem like a leap into the unknown. Whilst you may crave the financial independence of owning your own home, it can seem like a daunting prospect when…
You don’t have to be afraid of car title loans. While there are scammers and con artists out there, a little research goes a long way towards weeding out the unsavory. Here are four tips for finding a reputable lender…
All adult people work day by day, earn their income to spend it on basic needs and different luxuries of life but inevitably there comes a point when they are not able to work anymore. Under the law once you…
Many of us may not care to admit but often we have caught ourselves wondering about the direction our life has taken. We find out that following one’s dream is not an option when you have a family that depends…
As children, many people remember teachers and parents encouraging them to work together to achieve a goal or accomplish tasks. A purchasing co-op allows businesses to continue working together in order to gain more purchasing power and save money. What…
Divorce is rarely pleasant, especially if it includes children. In an ideal world, the two parties will agree on everything, including custody, access to the children, and the division of assets. It is certainly the scenario that is likely to…
When you bring home your newborn from the hospital, you bring home great responsibilities. A bright future lies ahead of your bundle of joy, and it’s your job to prepare him or her for the road ahead. One of the most important things…