Personal Finance

5 Benefits of Structured Settlements

Structured Settlements have been around for a while but have become legal in the year 1982 when the federal government passed the law. Instead of receiving lump sum amounts for personal injury claims this came as a blessing in disguise for many who did not have the wherewithal of handling huge sums of money and generally spent it wastefully. It ...

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These 5 Money Habits Will Help You Retire Early

Retirement looms in the future like a golden promise — bright, desirable and rewarding. Maybe you hope to retire abroad, or just finally relax into the home you’ve had for years. However you won’t be able to retire into a blissful dream without doing the work now to create and save money to live off of then. Check out these ...

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The Cost of a Bright Future

Education in South Africa is fast falling victim to increasing living expenses that outstrip salary increases. Typically, the cost of education increases at 9% per annum, much higher than the current inflation rate, meaning that the cost of education is rising faster than salaries. According to the General Household Survey published last year, 74% of people aged seven to 24 ...

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Bitcoins: Why all the Fuss?

There’s been a lot of talk about Bitcoins in the financial world recently and while some people immediately embraced the excitement of a new digital currency, many have continued to shy away from it because of a lack of any real understanding of what it is and how it actually works. Are you really missing out, or are Bitcoins just ...

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Things to Consider When Working Out What to Save for Your Retirement

Retirement is, in many ways, something most people look forward to. Without needing to go to work every day, you have time to travel, spend time with your family, and work on hobbies you may never get enough the time to enjoy whilst working. However, with all the doom and gloom in the media about how many people no longer ...

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Financial Preparations to Take Before You Retire

Retirement is a big step for anyone to take. After a lifetime of working every day for years, it can seem impossible to just stop all together and adjust to a life without your job. The biggest worry that most people have is how they will be able to afford their current lifestyle without having the income from their job ...

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3 Old-Fashioned Retirement Rules to Discard

I am not much in love with rules of thumb when it comes to finance though their significance to the rank and files cannot be downplayed. From experience, I know everyone is not willing to research on the financial topics and they love to stick by easy-to-remember conventional rules. On the flipside, these guidelines are often not correct and outdated ...

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