Financial freedom is not when you are rich, sometimes; you can be rich and still be poor at the same time. You are said to have attained financial freedom when your revenue supersedes your expenditure, you will end up having…
Category: Personal Finance
With the rising cost of gas, groceries, taxes, and just about everything American’s are looking for ways to cut back on spending and save some money. One smart way to keep a little more of your own money is to…
Despite much congressional posturing about trying to repeal the law, The Affordable Care Act, commonly referred to as ObamaCare, is already affecting taxpayers. Not all of the provisions of the law have gone into effect yet, but many kicked in…
If you want to acquire knowledge about personal finance but without thumbing through voluminous tomes, an alternative option is there to fulfill your wish. You can find valuable resources on internet. However, internet is stuffed with misinformation too and it…
It is a real nightmare to reach the retirement age and find that you have not saved much enough to get financial support. Most people get into such a predicament due to their unwise or untimely planning. This article makes…
PPI or payment protection insurance is one of the most popular forms of insurance in the UK and in many parts of the world. This is insurance taken against a loan. It protects you when you borrow, in case; you…
In UK, commercial finance refers to the process of money outflow to business establishments in the form of loans. Usually banks and other lending houses provide commercial financing which is available in two forms – Secured and Unsecured loans. The…
When you think of loans the first place you might think of is your local bank or lender. But when you just need a quick small-loan to tide you over for a few weeks, running to your bank or a…
If you’re like most people, you work (very) hard for your money, and you expect a lot in return. Outflow of money can be broken into three general segments: spending, investing or saving, and giving. Accordingly, each of these three…
Personal finance management integrates a self-discipline attitude in spending, saving and setting a financial goal. If an individual masters the art of money-management, he will develop a saving culture that will enhance his financial security as well as help him…