Personal Finance

How to Manage Your Finances

With many people having to tighten their belts, as the cost of living rises but wages stay the same, it’s becoming increasingly important to manage finances properly. Some people are great at it, but others struggle to get the most out of their money. Here are 5 quick tips that you can use to manage your finances better. Set Goals ...

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What Exactly is A Fixed Term Annuity?

A fixed term annuity is a type of pension product that offers an alternative to the usual method of obtaining an income during your retirement. It’s actually a more flexible option, which is ideal for those people who are looking to keep their options open, because they think that their personal circumstances could change further into their retirement. If you ...

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What Is A Loan?

A loan refers to a financial transaction done according to an agreement that allows the lender to give a certain sum of money to another party, called borrower, with an expectation of getting an amount that includes principal and interest on it. The specific term of loan repayment is clearly mentioned in the promissory note or related contracts. The lender ...

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How to Invest In Gold?

Gold price is low for the the year. The question is obvious, will it continue to rise? The answer has something to do with whether huge profit in gold investment is more likely. In view of historic rise in gold value, it is always beneficial to invest in bullion. One point needs to be put here that buying gold is ...

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