Personal Finance

Fixed Annuities – Retirement Solution

Annuities that make payments in fixed amounts or in amounts that increase by a fixed percentage are called Fixed Annuities. Variable annuities, by contrast, pay amounts that vary according to the investment performance of a specified set of investments, typically bond and equity mutual funds. A life annuity is a financial contract in the form of an insurance product according ...

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Refinance or Loan Modification: Making the Choice that is Right for You

In this time of uncertainty people are often faced with the possibility of finding a loan modification services company. The question is often one that is very difficult for a homeowner to make because it is often the difference between loan modification and mortgage foreclosure. There are things you may wish to consider before you make any final decision. One ...

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Know More About Annuities and Annuity Rate

You may have heard a term called annuity rate if you have participated in discussions related to finance. This word or term is generally seen in finance stream. The word annuity is referred to any upfront payment you give to an agency generally insurance agency and they give you a fixed payment every month or year. The terms of payment ...

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Payday Loans – The Savior

Payday loan is just like perceptible boon for those who are caught in the financial turmoil and has nobody to turn to save them. There are a lot of expenses to bear and one can hardly wait till their next paycheck. Without funds and with financial stress – you better know how it feels! And only then payday loans become ...

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Erase Your Debt Problems – Know How Debt Relief Options Help You

Most of the Americans face debt problems because they have the habit of handling multiple credit cards at a time. Getting out of debt is not a very easy process and so you should restrict the usage of credit cards as much as you can. But if you have already got entangled into unnecessary credit card debts, then you need ...

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Enjoy the Best Days of your Life after Retirement

It’s quite natural for every retiree to think of his daily living after retirement since he will be taking a permanent break from work. So, if you are one of them, you must have made plans to ensure financial security after retirement. Well, pension has always been treated as a priority for retired individuals. However, the fruits have not been tastier ...

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