Personal Finance

3 Easy Tips to Manage Your Money

If you have a basic understanding about the world economy and the financial status of your country, then managing your personal finances is not much of a big deal. Here is a quick financial guide to provide you valuable insights about the various aspects of money. Most of us do not consider ourselves as business. But you would be amazed ...

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Common Mortgage Refinancing Q/A

Q: Will I have penalties if I pay off my mortgage early? A: It all depends on the loan, so make sure you read those documents carefully. It would seem that paying off your mortgage as soon as you can is in your best interest. You would also think that the lender would want those funds as soon as they ...

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Top 5 Personal Finance Resolutions for 2012

Time flies swiftly. Year 2011 is about to bid goodbye. This is the time when you should sit back, relax, and assess how the year has been, financially. Most consumers by this time are busy spending for the holidays. You could be one of those. But be sure to take some time to think about your personal finance for this ...

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3 Personal Finance Programs to Help In the New Year

Your personal finance program for the year 2012 1. Smarty Pig: Smarty Pig is raved about by the New York Times and just about every major personal finance player in the industry. The online program and mobile application features a polished design and highly notable piggy bank logo. Smarty Pig is a free online savings account and typically meant for ...

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Make Money from Your Mortgage

If you have a mortgage it is easy to feel as though the only one with the possibility of making any money is the bank. However, since you’re going to have a relationship with your mortgage for many years to come, it is time you knew how you can make your mortgage work for you, and earn money from you ...

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Fixed Annuities – Retirement Solution

Annuities that make payments in fixed amounts or in amounts that increase by a fixed percentage are called Fixed Annuities. Variable annuities, by contrast, pay amounts that vary according to the investment performance of a specified set of investments, typically bond and equity mutual funds. A life annuity is a financial contract in the form of an insurance product according ...

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Refinance or Loan Modification: Making the Choice that is Right for You

In this time of uncertainty people are often faced with the possibility of finding a loan modification services company. The question is often one that is very difficult for a homeowner to make because it is often the difference between loan modification and mortgage foreclosure. There are things you may wish to consider before you make any final decision. One ...

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